Credit card processing costs 2.9% plus 60 cents per transaction, and a little more than that for American Express (3.4% plus 60 cents per transaction). Internet access) you can see why numerous small businesses are chosing Wave as their accounting platform.Wave's primary accounting features are absolutely free. As mentioned, you only pay if you add payments and payroll, both of which are optional. With direct account linking (bank, credit card), flexible invoicing tools that can be paid via credit card, and the ability to split an expense to home and business (i.e. It has superb invoicing tools and the ability to let people pay online, simply, via one app is a superb time saving feature. Is well suited towards both personal and business accounts, and being able to move expenses between the both of them is really useful. If you want to accept all major credit cards, the service is priced at $0.30 + 2.9%.īottom LineOverall, Wave is an all-in-one accounting, invoicing, payroll, payments, and receipt management solution that is great for small businesses. With $4 per employee for the first 10 employees, and an additional $2 per employee for 11+.

Wave’s Payroll features are priced from $10 per month in Canada and $15 per month in the US. PricingWave uses a freemium pricing model, which means that all accounting and invoicing undertaken with Wave is Free. IntegrationsWave integrates with Shoeboxed, and PayPal, and it supports Android and iOS powered devices. You can email invoices directly from within Wave, and collect credit card payments via Wave’s payment processing tools, so your customers can pay you as soon as they receive their invoice. Next, add your own logo and pick a color for your invoices, that’s it. Simply choose the template, which most accurately reflects your business. InvoicingBy using Wave’s invoicing tools you can collect that funds that are owed to you, faster. With Wave you can collaborate with your accountant in real-time, therefore saving both of you time and money. The great thing about Wave is that even though it is easy to understand and use, it is also a fully functional double-entry app. Wave uses automatic bank connections, that allow your financial information to seamlessly connect with Wave, without the need for multiple manual entries. Wave comes with free accounting tools that give you access to the insights you need, without the having to go all around the houses to get to it.

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